Our Service
At Peak Home Loan, our panel of over 30 lenders allows us access to hundreds of different home loan products and features to suit any situation. Better yet, we will compare the hundreds of home loan products available in the market to find the most competitive and suitable loan for you.
Our services include:
- Residential home loans
- First home buyer home loans
- Residential investment loans
- Guarantor home loans
- Land and construction loans
- Refinance home and investment loans
- Free Home Loan Health Checks/Reviews
We could also assist with:
- Commercial loans
- Business loans
- Car loans
- Landlord, home content and comprehensive car Insurance
- Asset & Equipment finance
Give us a call today on Joan 0430 729 998 or Gary 0415 335 713, we are here to assist you to reach your financial goals and secure your dream property sooner.
Service Q&A
How much are our fees?
As mortgage brokers, our home loan service is at no cost to you - we get paid by the lenders with access to over 30 lenders the mortgage and lending market is very competitive. The banks recognise this and pay us for referring the business to them. The great thing for the customer is that you get access to 30 lenders in one location.
How much can you borrow?
Your borrowing capacity is determined by a number of factors. The two main factors that we assess to determine how much you can borrow is, the amount you earn minus any debts you may have. The great thing about dealing with a mortgage broker is that we can look at all the lenders' current servicing calculations to determine how much you can borrow, without the need for you to contact each bank. Contact us today if you would like us to calculate your borrowing capacity for you.
How long do home loan approvals take?
The loan approval process depends on the borrower, the lender and the type of loan. The average loan can usually be approved in 48-72 hours after we receive your completed application. If you need an accurate estimate of the time it will take to approve your loan, please contact our Lending Specialis
When will you receive your loan funds?
This will depend on the individual situation and the type of the loan you have applied for. However, typically you will receive your loan funds within 6 weeks of starting your home loan process. We will keep you updated throughout your entire process so you know exactly how your application is going.
Give us a call today on Joan 0430 729 998 or Gary 0415 335 713, we are here to assist you to reach your financial goals and secure your dream property sooner.
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